Rates

 

Loans

January 25, 2012

Loan Type

Interest Rate

APR*

Maximum Term

Auto Loans      
MODEL YEAR      
New 2012 4.00% 4.865% 60 Months
Add 1.00% for 72 months 5.00% 5.759% 72 Months
2011-2008 4.25% 5.119% 60 Months
2007-2005 6.25% 7.249% 2007 / 54 Months
    7.353% 2006 / 48 Months
    7.489% 2005 / 42 Months
2004 & Older 8.50% 9.969% 36 Months
Over 100,000 Miles 11.75% 13.292% 36 Months
Boats      
New 6.99% 7.921% 60 Months
New 8.99% 9.584% 120 Months
Used 9.00% 9.758% 84 Months
Motorcycles/ATVs      
New 5.99% 6.899% 60 Months
Used 7.99% 9.132% 48 Months
Recreational Vehicles (Motor Homes, Travel Trailers &
New 7.00% 7.712% 84 Months
Used 8.50% 9.653% 48 Months
Unsecured      
$1501 & Up 14.00% % 36 Months
Time Deposits (Variable)
$1,500 and Up 2% Above Deposit Rate   60 Months
       
       

*APR BASED ON LOAN AMOUNT OF $10,000.00 & MAXIMUM TERM

Mortgage Rates


Loan Type

Interest Rate

APR**

ORIGINATION FEE/
POINTS

Maximum Term

Mortgage/Variable        
3/3 ARM 4.500% 4.219% $500 Origination Fee 30 Years
  4.375% 4.238% $500 Origination Fee 20 Years
  4.250% 4.235% $500 Origination Fee 15 Years
  4.125% 4.238% $500 Origination Fee 10 Years
3/1 ARM 4.375% 4.190% $500 Origination Fee 30 Years
  4.250% 4.198% $500 Origination Fee 20 Years
  4.125% 4.185% $500 Origination Fee 15 Years
  4.000% 4.170% $500 Origination Fee 10 Years
         
Construction Loans        
Primary Residence 5.000% 4.634% $1,000 Origination Fee 6-12 Months
Land Only        
3 Year ARM 7.25% 7.586% 1 POINT 10 Years
Second Mortgage        
3 Year ARM 6.25% 6.501% 1 POINT 15 Years
Home Equity Line of Credit      
Up to 90% LTV Prime Plus 0% 4.000% $ 50 Annual Fee 15 Years
   

APR***

    
Home Equity Installment 7.00% 7.774% $400 Origination Fee 60 months $25,000

**APR BASED ON $100,000 & MAXIMUM TERM
***APR BASED ON $25,000 & MAXIMUM TERM
SUBJECT TO CREDIT APPROVAL. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

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